Originally Posted by elgringito
Since I have not heard of any other card offering the one month deferral as a recurring (as opposed to promotional) benefit, there is no alternative. Therefore cancelling the card simply means you will then move to utilization of another card which also does not have the benefit.
True, but I have other cards (Starwood AMEX) that does not cost $95/year. And my big expenses (air/hotel/car) are pretty much all universally AMEX. And again (this is for me) Starwood redemption is asgood as Diners (without the charges to redeem!).
My sacrifice is for primary coverage on domestic rentals. I'm just not sure that's worth $95/year. Perhaps if I'd had an accident that caused my insurance to pay out in the last 15 years I'd feel differently about having to make a claim against it, but right now I'm not so sure.
Admittedly, I made a lot from Diner's coverage including Ireland, and the loss of it makes me sad. It made Diner's a slam dunk no-brainer until now.
Steve