Originally Posted by
csycsycsy
Are there travel insurance products in HK that would provide these coverages and at what annual premiums?
- Pax deplaned after midnight, flight delayed to morning, no hotel provided: insurance will cover hotel?
- Hypothetically there was a 3am direct HKG-AMS, insurance will cover the walk up rate?
1) No. Because HK products are for people based in HK and they don't provide for hotels in HK. However, fairly standard travel insurance would provide ~HK$500 for a 12 hour delay which would more or less cover the cost of getting home by taxi and back in the morning. Moreover, Cathay would normally also cover the costs of that transport for HK-based people.
2) No. Although for delays of more than 6 hours, the HSBC/AXA policy would pay up to HK$4000 for rebooking costs.
Obviously, if the OP isn't based in HK then HK Insurance isn't applicable. But in this case Cathay says that they will do their best to provide hotel accommodation.
From
https://www.cathaypacific.com/cx/en_...nt-to-you.html
