Originally Posted by
yanxfann
It's definitely possible to use the permanent card at the SCO. Yes. I know two people who have done it, at least in the past. Keep in mind that the secret to using SCO is the chip on the card is not read (the temp card doesn't have a chip), but rather the magnetic strip is read. Since the permanent card has a chip it keeps us from using it at SCO, BUT somehow/some way people have used devices like this to manipulate the magnetic strip on their permanent cards so it can be used at SCO: https://www.amazon.com/s?k=magnetic+...ent_2_0_recent
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Call me old fashioned, but anything that smacks of illegality or that could get me into trouble with the Feds is something I will avoid.
Wire fraud is a federal crime involving using electronic communication (phone, internet, email) to execute a scheme to defraud someone of money or property, requiring intent to deceive and the use of interstate wires for the plan, with common examples including phishing, business email compromise, and fake investment opportunities. It's a serious felony under 18 U.S.C. § 1343, carrying heavy fines and significant prison time.
IANAL, but I think that altering a magnetic strip on the back of a monetary instrument in order to defraud or deceive a bank could be construed as wire fraud. The limited returns on doing such a thing versus the penalties if caught, even if remote, makes it appear to me a fools game.
If your intention is to do mega MSing, the One card is not the instrument for you.