Originally Posted by
SailorJoe
They make it exceedingly difficult. You phone number will be linked to your now closed account. You’ll need to register the new retail card under a different phone number. You still have to give your name, SSN and address. They’ll know it’s you and so you’ll get denied a OnePay account but you’ll have a limited One account (under your new phone number) that has no features like bill pay or ACH. none of that. You’ll have to spend down the retail card. If you try to buy another retail card, they’ll just shut down that account too. They’ll keep the phone numbers you use for this on file and will not let you use them again for a very long time.
I checked and my phone number is finally no longer linked to me, but it’s been about a year or so since they closed my account. They told me point blank they would always keep my SSN and mailing address on file though, due to “patriot act” requirements.
lucky they told me anything. They use a call center in India and I guess I got an Indian who didn’t give a shoot and told me what was up
Thanks
SailorJoe for for taking the time to repost your prior information.
As I have tried to explain several times before, the One card is a real debit card attached to a real demand deposit account from a real bank (Coastal).
They have to play the game the same as any bank, community or too big to fail version in regards to ML and attempting to prevent it. Coastal has had its business hand slapped by the Feds for not doing a better job of it in the past.
I still recommend that new players read this entire thread and all the info provided by One on-line before embarking on using One in your MSing activities.
