Originally Posted by
notquiteaff
Wouldn’t it be a new line of credit in your credit file even if you got it during the transition (say, without hard pull), and thus count towards 5/24?
Yeah, I suppose you may be right, especially if the process to convert to a Citi card is voluntary (requires sign up/approval).
A scenario I wouldn't be pleased with is if all of a sudden I get a letter from Citi saying "here's your new Platinum card", making me ineligible for SUB on that card along with taking up a 5/24 slot.