Originally Posted by
mahasamatman
But your basic point stands. In fact, it may even make sense to split payments across two cards to double the insurance (we have some rather expensive cruises booked). Something else to think about.
I do that with some pricey cycling trips. Put the tour company’s charge on Chase Sapphire Reserve, and the air tickets on Amex Plat. Thankfully, we’ve never had to file a claim, but it would be a whole lotta money if we ever had to do so. Plus, a cycling trip is more at risk for sudden injury or illness than an ordinary trip.