Another huge difference between the AMEX program and Chase. If you need to change your date with AMEX…or rebook the same hotel because it has a rate drop, you can do so without rebooking. With Chase I need to totally rebook. This makes a huge difference if you pay for, and get the credit for, a booking in the Jul-Dec 2025 category, but need to make a change after December 2025. Because it is now rebooked in 2026, I imagine Chase will clawback the credit, since the booking you made in 2025 was canceled. Whereas AMEX doesn’t make you rebook to change a date.