Originally Posted by
Wonko
Based on my experience and other posts in this and other threads, there seems to be a velocity limit of one card every 5 or 10 minutes. I expect your first swipe will fail and lock the card, and if it miraculously succeeds, the your second swipe will fail (don't know if will lock the card). My strategy is to expect the first card to fail and lock, say "let me try again" and swipe a second card to deliberately lock it, then leave to "call my bank". That way at least, one phone call will get me two replacement cards that work for the full $500 at any WM.
Several of my previously friendly WMs now want to see the cards up front, and at least two told me that Moneygram reps came and spent a few hours behind the counter with them. So I'm avoiding MOs and limiting myself to Discover and BB loads as much as possible, since the loads *usually* get less scrutiny.
None of what you're saying has been the case, ime. First of all, I was specifically talking about loading to Serve (don't know what method OP was using), and I've never had a problem with velocity. Consistently, for years now, I've loaded P1 and P2 Serves at Customer Service, and then proceeded immediately to electronics and repeated the same process, with maybe 3 minutes, at most, elapsing.
Second of all, if there are velocity limits, how does the first card fail? Are you saying that you can't get
any cards to load to MOs, so you're purposely locking them so you can get replacements? I've never had any problem swiping 2 or 3 VVGCs for 1 or 2 MOs. For example: $1000 and $498 MOs paid for with 3 vgcs swiped for $499 each, plus $2 cash for the fees - all in one transaction. Also, in my part of the country WM MOs are issued by WU, not MG. So, I really have no idea what you're talking about, and I liquidate a minimum of $10k in VVGCs via Serve/MOs at WMs every month.