Originally Posted by
fly2fish
I've had this happen on my last 3 load attempts (to Serve) within the past week. I had been sailing along quite smoothly with $499 loads for the past year and a half. Something has definitely changed, and I suspect they (PW/IC) have lowered the limit once again. I haven't had a chance to figure out any workarounds yet, but my plan for my next outing is trying a $500 load split between two cards ($250 each).
Based on my experience and other posts in this and other threads, there seems to be a velocity limit of one card every 5 or 10 minutes. I expect your first swipe will fail and lock the card, and if it miraculously succeeds, the your second swipe will fail (don't know if will lock the card). My strategy is to expect the first card to fail and lock, say "let me try again" and swipe a second card to deliberately lock it, then leave to "call my bank". That way at least, one phone call will get me two replacement cards that work for the full $500 at any WM.
Several of my previously friendly WMs now want to see the cards up front, and at least two told me that Moneygram reps came and spent a few hours behind the counter with them. So I'm avoiding MOs and limiting myself to Discover and BB loads as much as possible, since the loads *usually* get less scrutiny.