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Thread: BofA Atmos Summit Visa Infinite Credit Card (8/20/2025)
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Old Aug 20, 2025 | 7:51 am
  #32  
FlyerAVL
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Join Date: Oct 2023
Posts: 823
Originally Posted by ASA_1
I want the summit card, and currently have the signature card. However, I don’t want 2 BOFA credit cards with annual fees, but I also don’t want to lose the 10 years of credit history I have with the signature card by closing the account… if I apply for summit and get approved, can I downgrade my signature card to something without an annual fee?

other suggestions welcome!
it seems like BoA will let you product change most cards(even cobrand cards) to a no annual fee Customized cash(if it has no FTF it will keep no FTF on the product change).
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