Originally Posted by
guv1976
Do you anticipate a need for future air travel or hotel stays? Converting Chase UR points to World of Hyatt points can yield good value. The value in converting to airline frequent-flyer miles can be very variable, depending on route and class of service -- and award availability, of course.
What about someone who was just laid off unexpectedly near retirement age and has
tons of airline miles and hotel miles that they accumulated while working?
And who mostly stays in smaller towns where Hyatt is not present.
For them, using Chase points for "cashing in" might make sense, even though for someone else who's still young and staying at hotels for work "cashing in" might not make sense.
The needs of everyone are different.