Originally Posted by
psiachp
Also got hit with an annual fee so I need to cancel. Does anyone know if we can keep the HSBC points outstanding or do we need to transfer them to e.g. Avios to prevent them from going unused?
Speaking of Avios - there was a post here:
https://www.headforpoints.com/2025/0...ge-2/#comments claiming a 25% transfer bonus but I tried moving a small amount of US HSBC points and didn't see a bonus post.
The bonus generally runs as a 30 day period. It's not active at the moment. I usually see it appear towards the end of the year.
As for benefits, just saved another $150 booked via Agoda and the HSBC 10% off discount. I also use(d) the Hertz CDP in Australia, NZ, and Italy and it saved me a bunch. In fact, in NZ it saved so much, I almost thought I had a corp HSBC CDP (rather than leisure). But I didn't - great CDP in certain countries.
HSBC, Hertz CDP and the $60 cable credit leaves me with plenty of benefits above the $95 af. So i will renew whenever the fee hits.