Originally Posted by
radonc1
Talking about the AR card is a waste of time. It is no longer available on the market, and therefore, unless someone does something really stupid with it, USB doesn't care. They are happy to collect their $400 and give you its benefits, which can be found discussed
here.
Congrats on having the card. I agree with
soy that the USB card offerings are very meh
However, it doesn't negate the numerous DPs on how USB plays with MSers, unfortunately.
They also don't seem to care about spending thousands at a time at the gas station with the biz alt @ 4%. The worst thing I can imagine they do is cap gas purchases at $200 like the triple cash, or nerf it to $1k per quarter like the personal alt. Cash bonuses are the highest of any issuer, they almost always waive first year fee, and I'm not aware of any churning language. I don't ever expect to come in here with an actual shutdown story. Also the AR has basically paid every cardholder to keep the card open if you just take the 3 minutes to call them every time your AF posts.