Originally Posted by
Dr Jabadski
Both Barclay’s (Hawaiian cards) and BOA (Alaska cards) now have relatively strict “anti-churning” policies. ... I learned the hard way 😉.
BOA/Alaska: 17 cards past 9 years, …
Barclays (Bank of Hawaii)/Hawaiian: 7 cards in past 8.5 years. …
Any DP(s) and/or opinions or predictions regarding easing or termination of these restrictions in view of the acquisition and expected changes to credit card offerings?
Thank you.
Originally Posted by
Dr Jabadski
…“Never hurts to ask (sometimes many times), worst they can do is say “no”, give them a chance to say “yes”.”
(Other than the possibility of the slight pain of another hard pull.)
Maybe TOFFT, maybe asked and answered. After successful Sapphire Reserve 48.5 month churn and unsuccessful non-NLL AmEx Biz Gold application few days ago, applied for Hawaiian Biz and Alaska Biz today. No joy for either.
Hawaiian Biz via Chrome: error message, via Edge: “being reviewed” (which is basically a “get lost” (declined) carved in stone due to the remote possibility of subsequent approval and Barclay’s near 0% reconsideration procedures and probabilities).
BOA Alaska Biz via Chrome: “unable to approve”.
Certainly unsurprising although I was thinking about possible pre-merger/consolidation gift(s) 😊.
In contrast to 90% of my “pending”, “unable” and “declined” over the past 25 years, I’m not planning a recon call for either application. Both applications were highly speculative, and particularly for Barclays, ain’t worth it and too much like hitting my head against a wall (which only feels good once I stop).
If it was Chase or AmEx I’d call 30 seconds later, Barclay’s never again, BOA once in a blue moon*.
(* "Once in a blue moon" is an idiom that means something happens very rarely or seldom.)