My wife and I will be flying to Osaka next April for 30 days and I’m trying to figure out the best way to exchange currency.

As of this posting the exchange rate at (USA) Bank of America is ¥141 to $1. No fees.

KIX airport exchange rates are roughly ¥150 to 1$. Seems like a better deal, but from what I’ve researched the fees can be 10-20% which will eat up a lot of money.

I do have to check with my bank to see what the fees will be using my CC at an ATM for ¥ withdrawal, as an alternative.

Any advice?