I hope you use it for (the required) 4 or 5 other transactions per month so you’ll earn points for all transactions.

Personally, I use it for 2 or 3 swipes each (per month) at self-service grocery or gasoline check-out. For me it’s usually 2 apples - swipe (insert or tap) Bilt MC, bag of lettuce - swipe Bilt MC, rest of groceries – swipe whichever card I want to put grocery spend on. Then (at gas station) insert Bilt MC - 1 gallon or $2-3, insert Bilt MC again - 1 more gallon or another $2-3, insert whichever card I want to put gasoline on - fill it up. Occasionally I’ll charge a few more dollars to Bilt MC just to get to a 1000 increment so I can transfer points out ASAP because I’m one of those who believe Bilt may implode (soon) so my point balance is usually close to 0.