Originally Posted by
J.Nash
Your entire reply was very helpful but I specifically had a question about this section.
I have the chase sapphire preferred card but my spouse does not.
knowing this card is going to be utilized for an upcoming trip this fall which card offers the better value/welcome bonus for my spouse to open next, the CSP or the US Bank Altitude you mentioned above? Thanks
It's kind of a wash: Both offer about $750 in credit towards travel. However, to get that value with Chase UR points, you must book via the Chase travel portal; with the Altitude Reserve card, you can book directly with the airline, which
might offer lower fares than the Chase travel portal does.
Chase UR points are more versatile than Altitude Reserve points, as the former can be converted to airline miles or Hyatt points. On the other hand, the Altitude Reserve card comes with the Priority Pass benefits, and that card earns 4.5% in travel credits for all mobile-wallet purchases (at places like supermarkets, drug stores, fast-food restaurants, department stores, etc.)
The A/R card does have a somewhat higher minimum-spend requirement for the sign-up bonus than the CSP card does. Don't know whether that is an issue for you.