Originally Posted by themice

Last month I posted a question about paying HOA frees on these forums and Dr Jabadski kindly directed me to this thread. I have now read through all this (a bit bleary eyed...). I have not yet applied for the Bilt MC since my husband might be getting new hearing aids (~$5K) so would like to time it with that JIC I get the quasi-SUB offer.

I tried doing a multi-quote but not sure if it will show up when I post this. So I am referencing the relevant posts here:

In post #492, Dr J indicates he provided the Bilt account # and routing # to his managing agent and they pulled the ACH payment.
In post #409, there is a link to an article explaining how to use eCheck from a portal.
Post #761 is a reddit post from Bilt Rewards regarding HOA payments.

Our HOA fee is $800 and our new assessment is an additional $600 for total $1400. Our management company allows payment in a variety of ways:
1. Pay by mailing check with coupons. 2 coupons - one for each part of the payment. Checks addressed to " <Condo Name> HOA"
2. Bank Bill Pay with one payment totaling $1400. Currently I pay my HOA fee from my Chase checking account's bill pay, where it is sent as "1 business day electronic" payment. New assessment hit May 1, so I paid this way this month.
3. ACH/Direct Debit - which would be for the full $1400. Just need to provide info to management company.
4. NEW option - by credit card and eCheck via a portal for our management company from cincwebaxis.com. The CC payment carries a 3.25% fee and the eCheck fee is $1.99.. Can set this up online.

So options 3 or 4 via eCheck would be best. My concern is that these payments are listed as <Condo Name> HOA, which I suppose mgt company might use in option 3. Just don't want any problems, or want to waste a 5/24 slot, have another hard pull, etc.

Valid or unwarranted concern? Would option 4 be better ("safer") than option 3, despite the fee? TIA