Originally Posted by
eddieflyer
5x quarterly on Chase, otherwise 5x on Chase via VGCs via Ink/Office (which usually I load into Costco GCs).
Also have OBC, but haven't been using because of same issue. Plenty of other cards Hilton, Wyndham, etc that don't mind sprinkling in some sugar.
Which Chase card(s) gives you 5x every single quarter of the year for groceries? I currently have 5x on my United card for up to $1k until 6/30 but that doesn't get me very far and I would rather earn UR or MR than united anyway.
Using VGCs via Ink for Costco is a hassle for me and although I shop at Costco plenty it isn't my go to for my weekly grocery orders which goes to my local large well stocked supermarket. Using my gold card there and at other local smaller groceries for fill-ins is a hassle free way to get 4x on groceries and I'll stick to that without resorting to needing to buy gcs at supermarkets to meet my $25k annual limit. I usually get pretty close to that organically.
Sorry, but what is OBC? Hilton and Wyndham points and earn rate on groceries by far do not equate to 4x MR (or 5x UR that you claim to be getting).