Why do you feel that the card useless for all purposes? Would you use another credit card for non-Alipay/WeChat Pay purchases? The original reason I got this card was to avoid DCC in Mainland China. The Alipay Tour Pass wasn't a thing at the time I got the card, and a couple of pre-2020 field tests worked well. Without access to a local bank account, I'm unsure that I'd want to pay the fee that the Alipay Tour Pass now charges, but I'd also question Visa/MC acceptance. Is DCC still as much of an issue as it was 10+ years ago? I've only had one Visa transaction in Mainland China (with all other card transactions being UnionPay or Amex), so I don't have many recent data points.