Originally Posted by
Majuki
I have the no-fee credit card as well. 8 years ago when ICBC US started offering the card, they did not require a checking account. Later, a checking account was required before one could apply for their credit card products.
Whether or not I could safely close the checking account without it affecting my credit card amount with them is another question.
Ah. I got the card right when they started offering it. At this point if I lose the card it's not a big deal. It doesn't really serve a function in my credit card lineup. The only reason I'm keeping it is it's no fee.