Out of curiosty, is it worth getting a Unionpay card ? In the day of Wechat and Alipay and mobile payments, I wonder it's still worth it from an acceptance standpoint ? For example, if I don't want to be dinged with a 2% FX charge from my bank card for each transaction thru Wechat/Alipay.

Here in Germany, it is possible to get a physical Unionpay card through Bank of China, and it will debit in RMB if the transaction is in RMB, so there wouldn't be any FX charge as a result. Thoughts ?