FlyerTalk Forums - View Single Post - 2024 VISA/Mastercard Interchange Settlement
Old Mar 26, 2024 | 4:13 pm
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tmiw
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Originally Posted by notquiteaff
And in a sit down restaurant, does that mean the waiter will run back and forth with the cards and the check if they don’t have a terminal they can bring to the table?
I'm thinking there'll be some general verbiage on menus or something stating that you agree to be surcharged up to how much it costs the restaurant to run your card and that the only way to opt-out is to pay cash or with a debit card. And since you agreed to the surcharge by giving them a credit card in the first place, they're not going to agree to void your transaction and run a cheaper card.

Originally Posted by frappant
Or just boycott and cancel any transaction that tries to impose a surcharge.
Given that the plaintiffs' attorneys claim that 96% of Visa/MC transactions can be surcharged with this settlement, this might become difficult pretty quickly (depending on how the final rules are written).

Originally Posted by frappant
But then what happens on e-commerce sites, where increasingly more and more of all retail purchases are migrating to?
If most in-person transactions eventually start getting surcharged, a fair number of online transactions probably will too.
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