Originally Posted by
littlewinglet
I would recommend pre-emptively closing all your accounts. If you continue this, you will get shut down. Citi banned me for moderate MS. If you close it yourself, at least you can lay low and escape the sh!t-list.
Does this have any downsides? I've read about credit card issuers getting spooked by sudden closures but maybe that's not the case when it's the cardholder doing the closing. I only have 9 cards open and 4 are with Citi.