This just happened to me when applying for Barclay's Aviator card. Credit over 800. I have had cards over 40 years and never been asked for tax transcript. They said to fax them the first page of the transcript. After I did that, they demanded I fax the entire transcript. I told them to go to hell. - I have read that they used to demand that you sign a form that allows them to get your transcript directly from the IRS. The IRS stopped sending transcripts to 3rd parties, like Barclays, because it is a complete invasion of privacy. So now they demand that you print out the transcript and fax it to them yourself. I will never apply for another Barclays card and neither will my family members.