Originally Posted by
cmhsieh54
I'm not exactly a Titanium snob (at least not a full-blown one). On average, per year, including my 3 cc FNA's, I only spend about 10-13(ish) nights in hotels. Generally not enough to make Titanium. But if somebody is going to use the FNA's and cc benefits and thus (at least) break even on the af's, then I can imagine that people who have access to 3 countries of Bonvoy cc might just throw up their hands and say 'why not'.
As a Lifetime Platinum and former Titanium...
With only 10-13 nights per year in hotels, exactly ZERO of those would be in a Marriott Bonvoy hotel. I wouldn't even bother with the credit cards for FNAs. My credit card portfolio would be made up of transferrable currencies and/or cashback, allowing me to be a free agent across airline and accommodation.