(Sorry about consecutive posts, been 2 days and the consecutive posts are about different aspects of the thread subject.)
Originally Posted by
Dr Jabadski
I’ve received many biz plat and biz gold NLL offers, recently received a first time BBP offer with an interesting SUB timeframe, NLL AFAICS: “Earn 50,000 Membership Rewards points after you spend $15,000 on purchases on your new Card in the first 12 months of Card Membership. Offer ends on 12/31/2023. $0 Annual Fee.” Still thinking about it. … … even with my sole existing 6-7 year old BBP… would seem to be risk free. Am I missing anything? Thank you.
Originally Posted by
scubadu
… can't justify $15K in spend for 50,000 MR points, …
Originally Posted by
Dr Jabadski
Agreed that $15K/50K is a poor SUB or retention offer. … Being essentially risk free, in the absence or relative lack of other SUBs…,
Thank you
mia, I
accidently hit AmEx 10 charge (NLL) card limit a while ago and
it was tedious to resolve. I looked yesterday and I was at 4 which is rare for me. Usually at 2 but in the past 6-9 months I opened SUB-then-sock-drawer Delta and Marriott cards, I’ll be back to 2 in another 3-6 months.
Currently no other NLL offers (for me) and gotta feed my addiction 😉, applied yesterday, instant approval, stated card to be received by 12/29/23, guess for AmEx shipping a no AF BBP card isn’t as urgent as shipping other cards. (Planning to meet minimum spend with January 15th estimated tax payments.)
Since my first few NLL cards, I’m always amazed when I see an instant approval and I’m always very pleasantly surprised when I see the SUB post. Particularly this approval being that it occurred immediately following
an infuriating retention offer call. I figure every subsequent application is an opportunity for AmEx to initiate adverse action (declined application, pop-up jail, declined SUB, financial review). Guess I’ll keep riding this gravy train
until it gets to the end of the line
.
Happy holidays all, happy and healthy and safe new year to all.