Originally Posted by
PanAmWT
Thank you. Makes a lot of sense. I also wonder if credit card makes any differences? I have cancelled all my UA credit cards because the miles are depreciated too much. Some websites says credit card is a factor only for certain high end cards, or for spending >25K per year. Is this true? It would be a pity if I lose out because I don't have UA CCs.
Credit card only factors after status and fare class, so if you are losing out from that, it is to GS with PN instrument and your same fare class.