Originally Posted by
bitsybits
I've loaded several times at WM without a fee. Transferred to other accounts without fee. Never tried paying with the card though. I don't have DD setup on my account. The only time I was charged a fee is when I tried loading using the card instead of the barcode but I suspect it was cashier error rather than the card.
Really? Fascinating! The TOC are pretty clear IMHO:
If you are not a Direct Deposit Customer, the following fees apply to your ONE account, as provided in the Deposit Account Agreement. You can avoid these fees from ONE by receiving $500 or more in eligible direct deposits per month:
- Withdrawals from an ATM will be charged a $3 ONE ATM fee, in addition to any fee that might be charged by the ATM operator
- Over-the-counter transactions will be charged a $3 fee from ONE in addition to any fees charged by the bank or credit union
- Withdrawal of funds using the in-app generated barcode at Walmart will be charged a $3 fee
- $3 One Retail Card Purchase Fee to purchase a ONE Retail Card at Walmart in addition to a one-time 3% load fee. In the event the card is not activated by applying for a ONE account within 10 days of purchase or you are not approved for an account, the card will be subject to a $5 ONE Retail Card Fee. The Retail card fee is applied 10 days after the purchase of the card and each month thereafter