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Old Oct 14, 2023 | 9:50 pm
  #280  
Dr Jabadski
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50 Countries Visited
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Join Date: Feb 2011
Location: NYC suburbs
Programs: UA LT Gold 1.2MM (BIS), AA LT Plat (SUBs, BD/Bask), Hilton Dia (CC), Hyatt Glob (BIB), et. al.
Posts: 4,554
Originally Posted by UA Fan
How quickly is Amex posting SUBs? ….
I’m not a subject matter expert but generally speaking MR SUBs post within 2-3 days of meeting minimum spend and co-branded cards post within 2-3 days of statement date.

For my first of 6 or 7 NLL biz plats 2.5 years ago I met the minimum spend twice (both with tax payments) as the first $15K (actually $21K) did not result in a SUB a week or two after the first statement (possibly related to requesting a change of statement date the day I confirmed receipt of the card which resulted in a first statement 63 days after approval). I charged another $21K a week after the first statement and received the SUB a short while after that. I presume the SUB was due to meeting the minimum spend a second time but it could have been a delayed SUB from meeting the minimum spend the first time.

The next 5 or 6 biz plats and 4-5 biz gold SUBs over the past 2.5 years have all posted within 2-3 days of meeting minimum spend the first (and sometimes only) time. (I’ve delayed asking for my preferred statement date until after the SUB posts, sometimes the next day.)

FWIW, just yesterday I posted the quote below on a different thread. I suggest reviewing your charges with a fine tooth comb*.
Originally Posted by Dr Jabadski
… Although I’m pretty OCD/anal/compulsive my experience has been that whenever I think I’ve reached a spend or stay threshold and the issuer or program disagrees, it’s my mistake or erroneous assumption. I do these calculations very rarely compared to how often they do, they programed the computer and (as the saying goes) they hold all the cards* (pun intended).

(* “Hold All The Cards”: idiom, to be in a strong position when you are competing with someone else, because you have all the advantages, to be in control of a situation and have the power to make decisions.)
(* fine-tooth comb: a comb with narrow teeth that are close together, very thorough search or analysis of something, examine in great detail and with great care.)
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