Originally Posted by
Prometheus77
It's probably best to liquidate some of what you load in a manner financially beneficial to them as I feel like they want to make money on interchange fees when used as a debit card. Even though it adds an extra step it might be best to liquidate a ONE Card via some MOs at a place other than WM since they can see it's being loaded their as well. Maybe use the PO or a grocery store. Just a thought.
They do make money from net interest income. They don't pay interest for checking, only saving account has 5%. Also, their loans/investments will have a higher rate than 5%.