Has anyone been able to get the 3% cash back yet for any of the Walmart purchases that are restricted from cash back as listed in their terms? Last month was the first month I had some DDs sent to the account form my WF Direct Pay account which showed up as a "Direct Deposit" so my plan is to use the ONE Card this month to load my WM Moneycard, buy an MO, make a BP, and purchase a VCG to see if they truely are exempt from the 3% cashback. I'll obviously post my results, but I figured I would check to see if anyone had already put in the leg work in this regard.