Originally Posted by
fwfdan
In fairness I was thrown by the DCC option as I had not seen it before. I don't think it was anything other than to help me by just hitting a button for me.
Like I said we spent a month in France in '22 and never saw it. Spain in '23 it was everywhere. And ATM fees in Spain just blew my mind - some were 7EUR! Not sure I saw any in France (or maybe 1-2 EUR just thought it was ok?)
I found that in Spain, even when I found an ATM without a fee for my EU Revolut, it demanded a €4 fee for US card. It is the same in Poland - I have not been able to find a single ATM in Poland which will allow a fee-free withdrawal from an American debit card. But a number of those allow fee-free Revolut EU card withdrawal. So it is definitely hard.
My Polish bank now has a good exchange rate, so I am planning on using a traditional Polish debit card in US and see how DCC looks like.