Would not recommend Wise at all . . . I opened the account, cleared KYC, sent the funds (pretty significant amount) and then had my account deactivated (with no communication from Wise and no real way to engage with them). About a month later my money (minus bank fees) was returned (again with no communication whatsoever).

I would have issued proceedings for the bank charges / complained to their regulators (but they are not fully regulated like a traditional bank, so beware), but the exchange rate had moved in my favour, so I came out ahead if you discount all the stress.

I saw hundreds of similar stories online as well.