Originally Posted by
guv1976
Are you saying that if a merchant does not accept Amex, that same merchant will accept Apple Pay with an Amex card loaded on it? That does not seem right.
WRONG INFORMATION BY ME.PLESE READ ANSWERS BELOW.
Yes, because to accept Apple Pay the merchant has a contract with Apple Pay (mostly though a payment service) and does not care what the customer uses behind apple pay. The merchant only sees apple pay. The reason why Visa/MAstercard are more widely accepted is that they both issue their cards via banks while AMEX is issuing themselves. So a merchant needs to have an additional contract with AMEX.