Originally Posted by
pseudoswede
I prefer travel insurance that provides primary coverage for medical/travel issues (including evacuation). Very few credit cards offer primary coverage--except for car rental coverage.
I shop around at
http://www.insuremytrip.com
This. Most policies only provide a pre-existing condition waiver within 14-21 days of first purchasing anything related to your trip.
Great advice. Considering what it's potentially needed for, ease of use and no coordinating with other insurance would be key. The offer I received lists potential benefits but they seem to be at the company's discretion.