Originally Posted by
StuckInYYZ
Does your finance app use a database? That's usually where the culprit is. If it does utilize an old style database, I'd check to see if there is a maintenance component. Many database apps don't truly delete obsolete records. Instead, it just flags the data and ignores it. Back in the olden days, you'd have to shut down, back up the database and then run a compression app that removes the obsolete data.
This is probably what's most likely causing the issue. At this point, I'm really not sure how to fix the issue and just have to reboot every once in a while to make it manageable. While extra RAM & GPU may help, it certainly doesn't resolve it. But, at least, they can now run on Mac ARM CPUs, which is something, I suppose.