Originally Posted by
pb9997
ALL Signature is so not worth it; Customer is expected to pay upfront a hefty amount to receive in months ahead points... which are usually unable to be used on the best discounted Accor rates, which demand real money from credit card.
Thus, customer is expected to pay upfront well above 1000 EUR and, in return, receives the promise that throughout the next 12 months points shall be promptly deposited in their accounts, which have been proven to not be easily traded in the best discounted tariffs and are expected to settle for inflated rates.
Accor IT glitches and poor customer service have a proven long record, almost a trademark, thus customer is expected to trust that in the next 12 months history will not repeat itself and their customer service will be pristine to promptly receive the promised points without wasting additional time with checking balances and dealing with customer service reps in Brazil.
To put it in context a ROI in Brazil runs well above 20% thus any financial educated customer should fisrtly calculate NPV for this deal, frown upon this ALL offer and run away as basic interest is now at 13,75% and interest rates and ROI are going higher worldwide.
You're only valuing it on the value of the reward points alone. If you're already a Platinum member, or a low spend Diamond member who isn't already maxing out the SNUs already, consider that the 12,000 status points essentially equate to 3 additional SNUs. Depending on where you are planning to stay, that could range in value from very little to great. But 3 extra SNUs, for a member who's earning less than 42,000 status points a year, is something else to consider in the value calculation.