Originally Posted by
pb9997
To put it in context a ROI in Brazil runs well above 20% thus any financial educated customer should fisrtly calculate NPV for this deal, frown upon this ALL offer and run away as basic interest is now at 13,75% and interest rates and ROI are going higher worldwide.
On a reward points perspective, considering the most expensive offer (Absolute) and the following:
-you can get up to
-R$ 604,80 (~109Eur) of discount if you purchase the yearly plan,
-all credit card gives you
at least 1% cashback in BR (but any financial educated customer can obviously get a better deal),
This is a ~990Eur payment for 1500Eur eq. Reward Points.
The best CDBs (or any other financial instruments of easy access in BR) are currently around 16%a.a.
Even if you consider a worldwide inflation in hotel rates in the coming 12months, this is not as bad as you describe it.
Also, by end of the year you are only 3000 status point short of Platinum that gives you access to SNU and other interesting perks.