Keep your volume very low with Barclays. I hit the Wyndham card very hard, was never late with a payment, and never paid a cent of interest. Barclays slammed the door on me for life. It's been over six years and they still won't let me back. FICO is 840 and whenever I apply for a Barclay's card, it is denied immediately without even doing a hard pull. I've spoken to them a number of times without avail.