Originally Posted by
Jailer
Oh no, I’ve redeemed about a million points more than I’ve earned. I hope they don’t consider it a loan, although undoubtedly *wood conversion/*wood Amex issues. Actually, I suspect “earned” is only from hotel stays.
I'm in the same boat... I've redeemed about 150k more than I've "earned."
I've certainly never bought or transferred points to Marriott because I haven't needed to (and it's generally an awful value vs. other uses), but I have gotten points through credit card bonuses, so I'm assuming that accounts for the difference for me.