Originally Posted by
3ZeroT
I always defer to the truth (because it's probably the only legal activity that makes sense, anything else leaving too much to the imagination is worse IMO) but you can be vague that you use a debit card that earns rewards and not mention GCs.
<this is not legal advice> Same. My default answer is "I do it to get frequent flier miles." Personally, I believe that being transparent (if asked) is the best way to avoid having SARs filed. Under the most recent precedent I'm aware of, MS for points/SUBs is neither illegal nor taxable. I did a post years back about SARs/CTRs, etc., the gist of which was "you're not doing anything illegal, why lie or be evasive?" Discretion is fine, but deception just invites more scrutiny. </this is not legal advice>
Andyandy