Originally Posted by
jtcho78
Recently, local grocery store where I had been getting MOs started asking me to fill out SAR forms. Definitely got put on some watch list, as I got the same treatment at 2 different stores. I was honest with all my responses, gave my license over for the info, and was pleasant in all interactions.
Question to you all, how "bad" is it to have to fill out multiple SARs? Should I lay low for a while, or is it no big deal to fill out multiple SARs? Definitely don't want someone to be knocking on my door, though I'd be happy to explain & be transparent. Is there a monthly "limit" that gets reset, or once I'm on the list, I'm on the list?
Whenever I see a question like the above crop up, it leads me to believe that the person asking it may need some additional information on the use of SARs and when reporting might be required.
This article is quite useful as a primer and I would suggest perusing it at your leisure.
I suspect that the level of MO purchases you were doing at your grocery chain tweeked some busybody's interest and now you are on their watch list of shady characters. Of course you are doing nothing illegal but that doesn't stop our local vigilantes who believe that they are catching the next Joaquín "El Chapo" Guzmán.
I prefer to avoid such people and I do so by limiting my MO purchasing at any one merchant so that I don't have to provide ID.
If you were looking for a recommendation,(and I am uncertain a to whether you are), I would suggest finding another MO outlet and spreading out your MO purchases between several venders to limit your activity with each.
The only downside to being asked for ID and filling out SARs is that the merchant may ban you from ever buying MOs from them. There are DPs out there where this has happened.