Originally Posted by
jags86
… it would be unfortunate to have paid $250 for no SUB.
Yes, more than unfortunate, it’s infuriating. Delayed AmEx SUBs are not unheard of.
My experience is that there is no consistency. Sometimes the bonus does post immediately, but other times not until the maximum period specified in the terms.
Agree. IME of over 50 AmEx approvals & SUBs over the past 15 years (including ~12 Delta, ~12 Hilton, ~8 SPG, ~20 MR), 80% of SUBs post to the respective program with 2-3 days of meeting the MS, even if midcycle of the billing period. 15% have posted seemingly at random (times) and 5% have never posted.
Originally Posted by
jags86
… just wait it out ...
Excellent thought, (as above) until the maximum period specified in the terms (often 90 days from application/approval date).
(Watchful waiting (also watch and wait or WAW) is an approach to a medical problem in which time is allowed to pass before medical intervention or therapy is used.)