IME over the past year or so, with 6 or 7 (targeted NLL) biz Plats and/or biz Golds and 2 or 3 declines due to “approved an application for same type of card within last few months” (i.e. same card approved in past 90 days) and then instantly approved applications for the same cards a week or a month later at 95-110 days, there’s been no adverse consequences. I’ll update in 3 weeks when I apply (again) for a biz Plat at 91 days since last biz Plat approval and 4 weeks from previous biz Plat decline (TOFTT application to see if 90 day rule was still in effect).