Originally Posted by
qisu
Called in to cancel. The rep said the effective $75 annual fee ($400 af minus the $325 travel/dining credit) is what it is, if it doesnt work for you then he can totally understand. Then I pressed him by asking is there any one time offer of bonus points on my account. He then went and looked at offers on my account and came back with 5000 points.
I've seen people get 10k points but the 5k points still covers the annual fee