Originally Posted by
krazykanuck
The $95 AF card gets a 35k FNC, same as the $95 Chase Bonv0y card.
The best play if one wanted to off ramp, would be to wait for the 50k cert to post from the Brilliant, and then downgrade. You'd pay 2/12 of the Brilliant AF due to the lag between anniversary and getting it, but get one last 50k cert. This is what I will likely be doing. I have no real interest in keeping this card with the planned changes.
The 50k certs aren't even that useful anymore. I suppose as long as you redeem for higher than (450 / 12 * 2) $75 it's a net positive, but right now with the category system gone, everything is now 60-65k+ points or more.