this is very interesting and concerning to hear. i hope its not new internal algos or policies changed. i dump plenty MO in WF and would like to know more details if possible. after 2 years of going silent, not sure why WF would come back with shutdown unless they did some type of historical review triggered by recent activity. you said "hub bank". how many ACH in/out monthly? whats the volume? that could be it. also, whats BG? i feel like i should know this. buying groups? if so, ur talking sources of funds coming from multiple different bank accounts under different titles/names. that would 100% be a fraud trigger. one of many BSA alerts.