Another odd quirk with Aktia is they count the daily limit by day of setteling and day of hold so for example
Charge made yesterday for 3000€ you can use 2000€ the rest of the day as there is a hold for 3000€ (katevaraus)
So the charge finalizes the next day or following day then you can once again use only 2000€ that day as the3000€ is counted on that days limit too... 🤷♂️ annoying