Originally Posted by
Soccerjoshj07
Does this card have trip DELAY insurance?
I believe the answer is “no”.
Originally Posted by
Stgermainparis
Aside from the $50 credit x2 with Hyatt purchases, is there any reason to use the business card over the personal card?
Considering the AF is ~$100 higher, the $50 credits may not make a difference. Some of the differences between the 2 cards which might be reason(s) to favor biz over personal: biz doesn’t count toward 5/24, larger SUB, different bonus categories, redeemed point rebate, different TQN credits which might favor the biz card after $50k annual spend. Personally, it’s all about the SUBs and I plan to churn the 2 as often as it’s safe to do so and hopefully paying just 1 annual fee per different card account, maybe 2 AFs for the personal as the FNA cert more than covers the AF.
Originally Posted by
Dr Jabadski
… No worries, it’s well documented that many people, probably particularly FT enthusiasts, meet a typical minimum spend within 1 day of approval, sometimes before the physical card is received, if not within an hour or two of card receipt.
Originally Posted by
SHLTP
… How do you get the card number and get it ready to use? Do you call Chase and ask? I tried that once and the agent was unable to get the number…If I could get the number right away within minutes of approval, I'd use the card for online purchases immediately. This would be helpful for me to know. Thanks in advance for letting me know how to do
Sorry, I can’t offer much in that regard, I’m aware that it’s done but I’ve never done it myself. Many of my minimum spends are met with tax payments after card receipt. I do recall that for (some) AmEx instant approvals, the website will offer to show the card # and a temporary CSC. And I believe that upon request Chase might express deliver (perhaps only domestically) some cards after approval. Hopefully someone else will post more definitively regarding Chase.